Disney Vacation Club
This page provides basic information about the Disney Vacation Club (DVC), Disney’s timeshare program. If you have any additional questions that are not answered by the information on this page, please call us at phone for assistance.
Please click any link below to jump to a particular topic.
- Introduction to Disney Vacation Club
- Why Home Resorts Matter
- Banking and Borrowing DVC Points
- Other Perks of Ownership
- Understanding Maintenance Fees
- Health of the Resale Market
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Disney Vacation Club was created in 1991 by a subsidiary of the Walt Disney Company. Today, it is one of the most successful and popular vacation ownership programs in the world.
DVC is a points-based membership program tied to a deeded real estate interest in a specific Disney Vacation Club resort property (the owner’s Home Resort). All DVC memberships have an expiration date (because of this ownership/membership is often referred to as a contract). For most properties, memberships expire on January 31, 2042. However, for some of the newer DVC resorts, memberships expire at a later date.
There are currently 14 resorts in the DVC network:
Every Disney Vacation Club member has a Home Resort. This is the resort at or through which you purchased your DVC points.
Members enjoy a reservation advantage at their Home Resort and can book up to 11 months in advance of the desired check-in date. Reservations at other DVC resorts can only be booked up to 7 months in advance. Prospective buyers should consider which resort they are most likely to want to visit repeatedly when selecting their Home Resort.
It is important to note that when purchasing from Disney directly, not all resorts will be available as Home Resorts at all times. Many DVC Home Resorts are sold out on the retail market, however, they are likely available on the resale market for hundreds less.
A nice feature of Disney Vacation Club’s points program is that members can bank or borrow points from any use year in order to book larger accommodations or a better week at a desired resort. Banking refers to the practice of saving unused points for use in the upcoming use year. Borrowing refers to the practice of using points from future use years in advance. Disney does have rules about when points can be banked or borrowed, and no more than three years of points can be combined for use in any use year.
In addition to being able to stay at every Disney Vacation Club resort, members can enjoy other privileges such as free shuttles to Disney Parks, Extra Magic Hours, the Disney Dining Plan, and more. Members can also pool hop at other DVC and Walt Disney World resorts when pools are not at capacity.
An important consideration for any buyer is annual maintenance fees. In addition to the price of purchasing points to become a DVC member, owners are required to pay annual dues.
DVC maintenance fees can increase from year to year, though increases are subject to a 15% limit. Annual dues are meant to cover operating expenses (including property taxes) of your Home Resort as well as create a reserve for anticipated future operational costs and major refurbishments.
In addition to your annual dues, Disney may charge members special assessments (additional fees) in the event of any unforeseen damages to the resort property (for example, hurricane or fire damage).
Unlike some other timeshare brands, Disney Vacation Club memberships do not depreciate in value as dramatically. However, the market value of DVC memberships on the resale market is tied to the expiration date of the contract itself. As time goes by and fewer years are left on the DVC contracts, you can expect the value of all DVC timeshares to decrease.
Another important thing to know about DVC resales is that Disney Vacation Club regularly exercises its right of first refusal. This means that when an owner is about to sell a DVC membership, Disney has the right to purchase that owner’s timeshare for the same price. This has contributed to higher resale values for DVC, as Disney will buy back any memberships that fall below a certain price threshold.